Do you need a BAILOUT?

It seems like all you hear about in today's world is BAILOUTS, housing woes and other financial distress. Maybe you look at your income and think there's a lot more going out of my checking account then coming in and I need a bailout. Maybe you are chained to monthly credit card payments and debt. What do you do?

Four months ago I was introduced to Dave Ramsey and to his course Financial Peace University (FPU). This fall we offered this course as one of our Faithworks classes. Sara and I participated in the class and it has revolutionized our financial life. The key to "Financial peace" is only spending what cash you have on hand. Sara and I use Dave's financial budget forms each month to plan out our monthly budget and then we are determined to stick to it. Also Dave explains how to be debt free with what he calls a "debt snowball." Sara and I are well into our "debt snowball" and are on the fast tract to being completely debt free, yes that even means paying for our vehicles in cash. Can you do that? Yes you can but you must have a plan. FPU also covers how to save for your kids college fund, how to pay your house off early, how to set up your retirement, what type of insurance you need and don't need, along with many other financial suggestions.

This is in no way a get rich quick program. If anything experiencing "financial peace" takes a lot of hard work and determination. Trust me this course is worth you checking into. Don't live like everyone else, "live like no one else," says Dave Ramsey. Want to know more watch this video (click here).